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Banana Cake with Cream Cheese Frosting – WellPlated.com

Moist, tender, and speckled with the sweet, fruity taste of ripe bananas, this easy Banana Cake recipe boasts old-fashioned flavor, slathered in a dream of cream cheese frosting and topped with toasted coconut.

a slice of easy moist banana cake on a plate with fork

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While I’m all for a scrumptious loaf of Healthy Banana Bread, it’s not the kind of thing you can put candles on with the same festive air as you can a mega-moist, frosting-slathered banana cake.

When the occasion calls for dessert—be it a birthday, a dinner invitation to a friend’s, or a potluck when you want to bring everyone’s favorite dish—this easy moist banana cake delights.

It’s homey and familiar—just like grandma’s banana cake—but also a little unexpected. To summarize: it’s perfect for sharing and celebrating.

slices of a light and fluffy banana cake recipe with cream cheese icing and toasted coconut

5 Star Review

“Made this banana cake with my nieces and it is off the charts good! The combination of banana and toasted coconut is to die for!”

— Lisa —

While I am the #1 fan of this banana layer cake’s pillowy texture and impressive banana flavor, let’s be honest here…

It’s just as much (if not more?) about that cream cheese frosting.

If you’re wondering what the best frosting for banana cake is, it is a rich and creamy cream cheese icing.

The tang is so delightful with banana (just ask this Cream Cheese Banana Bread), before you realize what’s happened, you’ll be licking the leftovers right out of the bowl.

Maybe you’ll use a spoon. Maybe not. Whatever your method, I support you.

a slice of old fashioned bana cake that is light, fluffy, and moist

How to Make the Best Banana Cake

This banana cake with cream cheese frosting is one of the richest and most moist cakes I have ever baked (this Lemon Cake with Lemon Cream Cheese Frosting is a close second).

And it is EASY.

Made as a one-bowl banana cake with healthy swaps, such as whole-wheat pastry flour and light cream cheese in the frosting, this is one banana cake recipe you’ll want to snag a second slice of because it won’t last long.


The Ingredients

  • Banana. Mashed bananas in cake give a wonderful sweetness, true fruit flavor, and tenderness. (If you love banana treats, try these Banana Bread Brownies next.)
  • Flour. To add some extra fiber, iron, and whole grain goodness to this cake, I’ve swapped half the all purpose flour for whole wheat pastry flour (just like in this Healthy Carrot Cake). It’s lighter than regular whole wheat flour, so it doesn’t make the cake overly dense or stodgy.

Substitution Tip

If you don’t keep whole wheat pastry flour stocked, you can also make this cake exclusively with all purpose flour or use white whole wheat flour.

  • Sugar. A combination of granulated white sugar and brown sugar sweetens the cake, adds extra moisture, and makes it tender.
  • Eggs. Soften the cake and help it rise.
  • Oil. While I love a nice cake made with butter (hello, Lemon Poppy Seed Cake), I opted to make this easy banana cake with oil to give it as much moisture as possible and let that banana flavor shine.
  • Buttermilk. Gives this cake a lovely subtle tang (like in this Buttermilk Cake).

Ingredient Note

If you do not have (or do not want to purchase buttermilk), you can make your own instead. To make homemade buttermilk, mix 1/2 tablespoon of white vinegar or lemon juice with 1/2 cup of 2% or whole milk. Let sit for 5 minutes, stir, then use as directed in the recipe.

Readers have also reported swapping for light sour cream with success, however, I have not personally tested this method, so it would be an experiment.

  • Baking Soda + Baking Powder. Our leaveners that give this cake its lovely high rise and contribute to its light and fluffy texture.
  • Sweetened Coconut. A sprinkle of toasted coconut on top of the cream cheese frosting adds a touch of crunch and a nod to the tropics. You could also top this moist banana cake with chopped walnuts or shaved chocolate.
  • Cream Cheese Frosting. Made with light cream cheese to make this cake a little less indulgent and mixed with butter, powdered sugar, and a few drops each of vanilla and almond extract, this skinny cream cheese frosting is proof of pure goodness in the world.
a frosted old fashioned banana cake with cream cheese frosting with slices cut

The Directions

  1. Preheat your oven and grease and line two 9-inch round cake pans with parchment paper.
beating together the wet ingredients for a moist banana cake recipe
  1. Mash the bananas and whisk in the wet ingredients, except for the buttermilk.
a mixing bowl of banana cake batter
  1. In a separate medium bowl, mix the flours, baking powder, baking soda, and salt, then gradually fold the dry ingredients into the banana mixture with the buttermilk.

TIP!

To keep this banana cake light and fluffy, take care to not overmix the batter. A few lumps and bumps are totally fine.

banana cake batter in a two 9 inch cake pans before baking
  1. Divide the batter evenly between the two prepared pans. (Be sure to scrape the sides of the bowl clean to get every drop of bananafied batter!)
a freshly baked healthy banana cake cooling on a wire rack
  1. Bake until the tops spring back lightly when touched and a toothpick (or knife) inserted in the center of the cake comes out clean. Let cool on a wired rack.
toasting coconut in a skillet
  1. Toast the coconut.

TIP!

The total time it takes to toast the coconut will vary depending on the sugar content of the coconut. Watch the pan carefully to prevent burning.

I also suggest transferring it immediately to a small bowl once toasted to prevent it from continuing to toast in the pan once removed from the heat.

beating a simple cream cheese frosting together in a mixing bowl
  1. Beat together the cream cheese frosting ingredients until smooth.
spreading a banana cake with cream cheese frosting
  1. Assemble the cake by frosting the layers with the cream cheese frosting. Top generously with toasted coconut. Slice and ENJOY!

Storage Tips

  • To Store. Cover the cake and store it in the fridge for up to 4 days. Remove and let the cake come to room temperature before serving.
  • To Freeze. Wrap the cake tightly in a layer of plastic wrap and foil, and place it in an airtight container that is freezer-safe in the freezer for up to 3 months. Let thaw overnight in the refrigerator before serving. If you plan to freeze the cake, wait to frost it until after you’ve thawed it.
a moist banana cake recipe sliced on a plate with a bite taken out of it

What to Serve with Banana Cake

Too many ripe bananas? Turn them into Homemade Banana Ice Cream! REAL, old fashioned ice cream that anyone can make! @wellplated

Banana Ice Cream

9 hrs

oat milk ice cream in a bowl

Oat Milk Ice Cream

2 hrs 30 mins

Rhubarb Swirl Buttermilk Ice Cream

Rhubarb Swirl Buttermilk Ice Cream

8 hrs 45 mins

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Recommended Tools to Make this Recipe

  • Mixing Bowls. I love the varying sizes of this nested set of glass mixing bowls. They’re my favorite for everyday baking.
  • 9-Inch Round Cake Pan. This trusty pan has never failed me. From Strawberry Cake to Mocha Cake, they can do it all.
  • Wooden Spoons. No need for a stand mixer with this easy banana cake recipe. This is one cake I like to mix the old-fashioned way by hand.

The Best Hand Mixer

If you prefer a hand mixer, this Kitchen Aid hand mixer has worked like a charm for me! Lock the cord to the side, and enjoy lots of fun color options.

a slice of easy moist banana cake on a plate with fork

Did you make this recipe?

Let me know what you thought!

Leave a rating below in the comments and let me know how you liked the recipe.

a two-layer banana cake with coconut nad cream cheese frosting on a stand

Your ripe bananas are awaiting their true calling: to be baked into an easy moist banana cake!

Frequently Asked Questions

Can I Make a Banana Sheet Cake With This Recipe?

Absolutely! To bake this recipe as a banana sheet cake, spread the batter into a greased 9×13-inch baking dish. You may need to extend the bake time by a few minutes, so keep an eye on it.

Can I Make Banana Cake Gluten Free?

I have never made this banana cake gluten free before, however, several readers have reported success doing so by swapping the flour for their favorite 1-to-1 gluten free baking mix.

Can I Make this Banana Cake with Cake Flour?

While I have not tried making this banana cake with cake flour before, I suspect it could be done. It will have a less sturdy texture, since there is less protein in cake flour than all-purpose flour.

Can I Make Banana Cake with Chocolate?

I have (surprisingly) not tried adding chocolate to this banana cake recipe, however, it sounds like a tasty idea! You could try mixing up to 1/2 cup of mini chocolate chips into the cake batter or swap the frosting for the chocolate cream cheese icing used in this Almond Joy Cake.

For the Banana Cake:

  • 1 1/2 cups mashed very ripe bananas (about 3)
  • 2 large eggs
  • 3/4 cup granulated sugar
  • 1/4 cup light brown sugar
  • 1/3 cup canola oil
  • 1 teaspoon vanilla extract
  • 1 cup whole-wheat pastry flour
  • 1 cup all-purpose flour
  • 1 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 1/2 teaspoon kosher salt
  • 1/2 cup nonfat buttermilk*

For the Toasted Coconut Cream Cheese Frosting:

  • 8 ounces reduced fat cream cheese at room temperature
  • 4 tablespoons unsalted butter at room temperature
  • 3 3/4 cups powdered sugar
  • 2 teaspoons vanilla extract
  • 1/8 teaspoon almond extract
  • 1 1/4 cups flaked sweetened coconut

  • Preheat oven to 375 degrees F. Butter and flour two 9-inch round cake pans and line the bottoms with parchment paper.

  • In a large bowl, mash the bananas. Whisk in the eggs, granulated sugar, brown sugar, oil, and vanilla.

  • In a separate medium bowl, combine the whole-wheat pastry flour, all-purpose flour, baking powder, baking soda, and salt. Add half of the dry ingredients to the banana mixture and fold in by hand, just until combined. Gently stir in buttermilk. Fold in remaining dry ingredients, just until blended, being careful not to over mix.

  • Divide batter evenly between the two prepared pans.

  • Bake 20 to 25 minutes, until the top of the cakes spring back lightly when touched and a toothpick inserted in the center of the cake comes out clean. Let cool for 5 minutes, then turn out onto a wire rack. Carefully peel off the parchment paper and let cool completely.

  • While the cakes cool, toast the coconut. Heat a wide skillet over medium-low. Once the pan is heated, add the coconut in an even layer. Continually stir and fold over the coconut in the pan, so that it cooks evenly until the coconut is a light, toasty brown and your kitchen smells amazing; about 3-5 minutes. Remove coconut immediately to a plate once ready. Let cool. Note the total time to toast the coconut will vary depending upon the sugar content of the coconut. Watch the pan carefully to prevent burning.

  • To prepare the frosting, beat together the cream cheese and butter until smooth and creamy in a large bowl. Add the vanilla and almond extracts and then reduce the speed to low. Gradually add the powdered sugar, 1/4 cup at a time, beating just until combined.

  • Once layers have cooled completely, assemble and frost layers with the cream cheese frosting. Top cake generously with toasted coconut. Slice and enjoy.

  • TO STORE: Cover the cake and store it in the refrigerator for up to 4 days.
  • TO FREEZE: Cover the cake layers tightly in plastic wrap, and place in an airtight, freezer-safe storage container in the freezer for up to 3 months. Let thaw overnight in the refrigerator before serving. If you plan to freeze the cake, wait to frost it until after you’ve thawed it.
  • *INGREDIENT NOTE: If you do not have (or do not want to purchase buttermilk), you can make your own instead. To make homemade buttermilk, mix 1/2 tablespoon of white vinegar or lemon juice with 1/2 cup of 2% or whole milk. Let sit for 5 minutes, then use as directed in the recipe.
  • 6-INCH CAKE: The above recipe yields two 9-inch rounds. To make a smaller batch, you may halve the recipe, then baked in two 6-inch baking pans instead. Reduce the baking time to 18 minutes. 

Serving: 1(of 12)Calories: 493kcalCarbohydrates: 83gProtein: 6gFat: 17gSaturated Fat: 7gPolyunsaturated Fat: 2gMonounsaturated Fat: 6gTrans Fat: 1gCholesterol: 48mgPotassium: 280mgFiber: 3gSugar: 62gVitamin A: 279IUVitamin C: 3mgCalcium: 61mgIron: 1mg

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